Net Banking Au Bank - Degreenix.info

AU Small Finance Bank offers a seamless and secure net banking experience, allowing customers to manage their accounts, transfer funds, pay bills, and access various financial services online. With AU Bank Net Banking, users can enjoy convenience and efficiency without visiting a branch.

This guide provides a detailed overview of AU Bank’s net banking services, including how to register, log in, reset passwords, and maximize the benefits of online banking.

Table of Contents

Benefits of AU Bank Net Banking

AU Bank Net Banking provides numerous advantages for users looking for a hassle-free banking experience. Here are some of the key benefits:

1. 24/7 Banking Access

Customers can check account balances, view statements, and make transactions anytime.
No need to visit a branch for basic banking needs.

2. Secure and Safe Transactions

AU Bank uses multi-layered security protocols to protect customer data.
Transactions are secured with OTP (One-Time Password) and other authentication methods.

3. Instant Fund Transfers

Transfer money via NEFT, RTGS, IMPS, and UPI quickly and securely.
Send money to AU Bank accounts and other banks with ease.

4. Online Bill Payments

Pay electricity, water, and gas bills directly through net banking.
Set up auto-pay for recurring payments like loan EMIs and insurance premiums.

5. Account Management

View account balances, transaction history, and e-statements online.
Update personal details like address, mobile number, and email.

6. Fixed Deposits & Recurring Deposits

Open and manage fixed deposits (FDs) and recurring deposits (RDs) online.
Check interest rates and track investment growth.

How to Register for AU Bank Net Banking

To use AU Bank’s net banking services, you need to register first. Follow these steps to sign up:

Step 1: Visit the AU Bank Website

Open the official AU Small Finance Bank website on your browser.
Click on the Net Banking section.

Step 2: Select New User Registration’

Click on Register for Net Banking’ to begin the process.

Step 3: Enter Account Details

Provide your Customer ID, account number, registered mobile number, and email ID.
You may receive an OTP (One-Time Password) for verification.

Step 4: Create Login Credentials

Set a username and password for your net banking account.
Choose a strong password to ensure security.

Step 5: Complete Registration

After verifying your details, your AU Bank net banking account will be activated.
You can now log in and start using online banking services.

How to Log in to AU Bank Net Banking

Once registered, follow these steps to log in:

Visit the AU Bank Net Banking Portal.
Enter your User ID and Password.
Verify with OTP sent to your registered mobile number.
Click on Login’ to access your account.

How to Reset AU Bank Net Banking Password

If you forget your password, follow these steps to reset it:

Step 1: Click on Forgot Password’

On the AU Bank Net Banking login page, select Forgot Password’.

Step 2: Enter Required Details

Provide your Customer ID, registered mobile number, and email ID.

Step 3: Receive OTP Verification

Enter the OTP sent to your registered mobile number.

Step 4: Set a New Password

Create a new, strong password and confirm the changes.

Step 5: Log in Again

Use your new password to log in securely.

Fund Transfer Methods in AU Bank Net Banking

AU Bank Net Banking offers various options for transferring money securely:

1. NEFT (National Electronic Funds Transfer)

Transfers funds to any bank account across India.
Operates 24/7, including weekends and bank holidays.

2. RTGS (Real-Time Gross Settlement)

Used for high-value transactions (above â¹2 lakh).
Transfers are processed in real-time.

3. IMPS (Immediate Payment Service)

Instant fund transfer available 24/7, including holidays.
Requires MMID (Mobile Money Identifier) or account number & IFSC code.

4. UPI (Unified Payments Interface)

Quick and secure payments using mobile apps like Google Pay, PhonePe, and BHIM.
Send money using a UPI ID or mobile number.

How to Pay Bills Using AU Bank Net Banking

AU Bank Net Banking allows users to pay various utility bills online, including:

Electricity, water, and gas bills
Mobile and DTH recharges
Credit card payments
Loan EMIs and insurance premiums

Steps to Pay Bills Online

Log in to AU Bank Net Banking.
Select Bill Payments’ from the menu.
Choose the type of bill you want to pay.
Enter the bill details and amount.
Confirm payment using OTP authentication.

Security Features of AU Bank Net Banking

AU Bank ensures that online transactions remain secure with advanced security measures:

1. Two-Factor Authentication (2FA)

Every transaction requires OTP verification for added security.

2. Secure Login Process

The system detects multiple failed login attempts and temporarily locks accounts to prevent fraud.

3. Automatic Logout

If inactive for a certain period, the system logs you out automatically to prevent unauthorized access.

4. Anti-Phishing Measures

AU Bank educates customers on how to identify and report phishing attempts.
The bank never asks for login details or OTPs via phone or email.

AU Bank Net Banking Customer Support

If you face any issues while using net banking, AU Bank provides multiple ways to get help:

Customer Care Number: Available 24/7 for assistance.
Email Support: Send queries to the bank’s official customer service email.
Live Chat: Accessible via the bank’s website for instant help.
Branch Visit: If required, visit the nearest AU Bank branch for support.

AU Bank Net Banking offers a secure, convenient, and user-friendly way to manage finances online. With features like instant fund transfers, bill payments, and investment options, it simplifies banking for individuals and businesses.

By following the registration process, securing your account, and utilizing the various services available, you can make the most of AU Bank’s online banking platform. Whether you need to check your balance, transfer funds, or pay bills, AU Bank Net Banking provides everything you need at your fingertips.